Determinants affect the access to formal – informal credit and its impact on sales growth
By Hoang Quynh Trang (VNP 20) Supervisor: Dr. Truong Dang Thuy Abstract Do different sources of finance make different sales growth? In this study, I used a dataset from Small and Medium sized enterprises (SMEs) in Vietnam in 2013 to explore the determinants affect the probability of access to formal and informal finance and its […]


