Construct credit scoring models using logistic regression, neural network and the hybrid model
By Le Minh Tien (VNP 19) Supervisor: Dr. Pham Dinh Long Abstract Viet Nam economy is facing many difficulties, the operation of enterprises is not effective leading to the non performing loan ratio of Banks increases. In the period 2007 to 2014, Viet Nam have seen a downtrend in credit growth from 53,89% in 2007 […]
Default predictors in retail banking – an empirical study in Vietnam
By Nguyen Bao Quoc (VNP 17) Supervisor: Dr. Le Cong Tru Abstract Due to intense competition, over-lending and economic turmoil, banking system in Vietnam is suffering a huge amount of non-performing loans. Given the considerable growth of retail banking market, an exploration of risk predictors becomes crucial more than ever. This paper investigates key factors […]
